Can I get a $0/mo premium plan?

You may be able to get a $0 monthly premium Medicare Advantage plan if one is offered in your area.

★ 98% of Medicare recipients have access to a $0/mo premium Medicare Advantage plan with prescription drug coverage.²

What are $0/mo premium plans?

$0 premium Medicare Advantage plans are plans that do not charge a monthly premium.

Insurance companies, such as Humana, set the premiums for each individual Medicare Advantage plan. Some of these plans have $0 monthly premiums, whereas other plans have premiums that can be higher. Humana can offer $0 monthly premium plans because the federal government pays a flat fee to provide your Medicare benefits and the plans are created in a way to keep healthcare affordable.

If you enroll in a $0 monthly premium plan, you would still be responsible for paying other Medicare costs, such as the Medicare Part B premium and your plan’s out-of-pocket costs. The primary difference with a $0 monthly premium plan is that you would not have to pay a monthly premium to your Medicare Advantage carrier.

How do I compare $0/mo premium plans?

The exact benefits of each $0 monthly premium plan will vary.

All Humana Medicare Advantage plans provide your Medicare Part A and Part B coverage, and may include additional benefits such as prescription drug coverage, routine dental coverage, routine vision coverage and wellness resources.

It is important to choose a plan that is right for your coverage needs and budget.

For example, if you need prescription drug coverage and want to keep your current doctor, it is important to choose a plan that offers prescription drug coverage and whose provider network includes your doctor.

You should review each plan’s outline of coverage and costs before enrolling.

How do I find a $0/mo premium plan?

Plan options may vary widely based on ZIP codes. Our licensed sales agents can help you see if a $0 monthly premium Medicare Advantage plan is available in your ZIP code.

You can get started right now by calling a licensed sales agent at 1-800-472-2986, (TTY: 711)