Can I get a $0 premium plan?
You may be able to get a $0 monthly premium Medicare Advantage plan if one is offered in your local area.
In fact, 96% of Medicare recipients have access to a $0 premium Medicare Advantage plan with prescription drug coverage.3
What are $0 premium plans?
$0 premium Medicare Advantage plans are simply plans that do not charge a monthly premium.
Insurance providers, such as Humana, set the premiums for each individual Medicare Advantage plan. Some of these plans have $0 monthly premiums, whereas other plans have premiums that can be higher.3
If you enroll in a $0 monthly premium plan, you would still be responsible for paying other Medicare costs, such as the Medicare Part B premium and out-of-pocket costs. The only difference with a $0 monthly premium plan is that you would not have to pay a monthly premium to your Medicare Advantage carrier. Any premiums associated with optional supplemental benefits must still be paid.
How do I compare $0 premium plans?
The exact benefits of each $0 monthly premium plan will vary.
All Humana Medicare Advantage plans provide your Medicare Part A and Part B coverage, and may include additional benefits such as prescription drug coverage, routine dental coverage, routine vision coverage and wellness resources.
It is important to choose a plan that is right for your coverage needs and budget.
For example, if you need prescription drug coverage and want to keep your current doctor, it is important to choose a plan that offers these two benefits.
You should review each plan’s outline of coverage and costs before enrolling.
How do I find a $0 premium plan?
Plan options may vary widely based on ZIP codes. A licensed sales agent can help you find a suitable $0 monthly premium plan in your local area, if available. If the plan works for your coverage needs and you're eligible, you may be able to apply that day.
You can get started right now by filling out the form below or by calling a licensed sales agent at 1-800-472-2986, TTY 711, 24 hours a day / 7 days a week, to speak with a licensed sales agent about Humana plans in your area.1