How to Find and Use Humana Medicare Dental Coverage

All Humana Medicare Advantage (Medicare Part C) plans may offer routine dental coverage as part of their benefits.

Humana also offers Optional Supplemental Benefits (OSBs) such as dental coverage that you may be able to add to certain Humana Medicare Advantage plans for an additional monthly premium. 

These plans are separate from the Medicare Advantage plan and can be added or discontinued at any time.

Humana optional supplemental dental benefits can include:

• MyOption Dental High PPO
• MyOption Enhanced Dental PPO
• MyOption Enhanced Dental HMO
• MyOption Platinum Dental
• MyOption Dental Enriched PPO
• MyOption Total Dental HMO
• MyOption Total Dental PPO
• MyOption Enhanced Dental Plus HMO
• MyOption Enhanced Dental Plus PPO
• MyOption Total Dental Plus HMO
• MyOption Total Dental Plus PPO

You can call a licensed insurance agent¹ at 1-800-472-2986 TTY Users: 711 24 hours a day, 7 days a week, to get help reviewing your Humana Medicare Advantage coverage options and find a plan with dental coverage. You can also get started by requesting a free plan quote online, with no obligation to enroll in a plan.

How do I find dentists near me who accept Humana Medicare Advantage plans?

You can use the online Humana Find a doctor tool to search for a dentist in your area who are part of a Humana network.

Using an in-network dentist can help save you money. If you visit out-of-network dental providers, you typically are required to pay higher deductibles, copays or coinsurance for your dental services.

All Humana Medicare Advantage plans may offer dental coverage in 2024

Original Medicare (Part A and Part B) offers only minimal coverage for dental care. Routine teeth cleanings, dental X-rays and dentures are not typically covered by Original Medicare.

Whereas Original Medicare is provided by the federal government, Medicare Advantage plans are offered by private insurance companies like Humana and are an alternative way for beneficiaries to receive their Original Medicare coverage.

Humana Medicare Advantage plans provide the same coverage as Medicare Part A and Part B and include additional benefits such as:

• Routine dental care coverage
• Coverage for routine vision care
• Hearing care

Most Humana Medicare Advantage plans include

• Prescription drug coverage
• Health and wellness programs

If you enroll in a Humana Medicare Advantage plan with dental coverage, your insurance provider will detail what services and materials are included and what each costs.

What dental benefits can Humana Medicare Advantage plans offer?

While the dental benefits of Humana Medicare Advantage plans vary from plan to plan, their benefits may include coverage for a number of oral care services, such as:

• Routine teeth cleanings and exams from your dentist
• Dental X-rays
• Fillings
• Tooth extractions
• Root canals
• Crowns
• Dentures

Depending on your Humana Medicare Advantage plan, you may be required to visit a dental care provider from within your plan network in order to get full coverage. Some plans may require you to pay copayments, coinsurance and/or deductibles.

How do I find a Humana Medicare Advantage plan?

Find out if a Humana Medicare Advantage plan is available in your service area, and find out if dental providers in your area accept your Humana Medicare Advantage plan.

Call a licensed insurance agent¹ at 1-800-472-2986 TTY Users: 711 24 hours a day, 7 days a week,  to review your coverage options. You can also request a free plan quote online, with no obligation to enroll in a plan.